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Managing Currency Exchange and ATM Fees with a Newborn

Understanding Exchange Rates and Fees Navigating currency exchange rates and ATM fees can be confusing. It’s even trickier with a newborn in tow! First, let’s understand how exchange rates work. Banks and ATMs often mark up rates. For instance, if the market exchange rate is $1 = €0.85, your bank might offer $1 = €0.83. […]

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